Sổ Thu Chi

A personal expense tracker that reads the way you talk about money

Sổ Thu Chi is a personal expense tracker for iPhone, made in Vietnam. Type your spending the way you say it and the app splits it into entries, picks categories and keeps the totals. Your data stays on your iPhone, with no bank linking.

Download free on the App Store

iPhone with iOS 18 or later. Pro is a one-time purchase, no subscription.

cà phê 45k, taxi 120k

  1. CoffeeFood−45,000 ₫
  2. TaxiTransport−120,000 ₫
  3. Today−165,000 ₫

What it does

Quick entry

Understands 45k, 1tr2, 2 triệu and 500 nghìn. Several items in one sentence become separate entries. A number pad with + − × ÷ is built in.

Receipt scanning

Photograph a receipt and the app reads the total and date on your device, then fills them in for you to check.

Reports and budgets

Monthly, yearly and all-time reports, category budgets with alerts at the threshold you choose, multiple wallets, saving goals and recurring entries.

Shared family book

Up to 5 members log into one book. The app splits shared expenses evenly and shows who has paid what.

Privacy

Works offline and without an account. Lock the app with Face ID, Touch ID or a passcode. Read the privacy policy.

Free and Pro

The free version is enough to log and review every day. Sync, shared books and Excel or PDF export need a sign-in with Apple or email.

FreePro
PriceFree199,000 VND, once
Entry, receipt scanning, calendarYesYes
Reports, budgets, walletsYesYes
Widgets, app lock, backup, CSV exportYesYes
AdsOne small bannerNone
Sync across devicesNoYes
Create shared booksNoYes
Excel and PDF exportNoYes

Questions

Is Sổ Thu Chi free?

Yes. The free version includes entry, receipt scanning, calendar, reports and budgets, with one small banner ad. Pro costs 199,000 VND in Vietnam as a one-time purchase. There is no subscription.

Do I need to link a bank account?

No. Sổ Thu Chi does not connect to banks and does not read your messages. You log each entry yourself, by typing or by scanning a receipt.

Where is my data stored?

On your iPhone. The app works offline and without an account. Data reaches the server only when you sign in and use sync, shared books or Excel and PDF export, over an encrypted connection.

Can a couple or family share one book?

Yes. A Pro user creates a shared book and invites family with a code or QR, up to 5 members. Everyone logs into the same book and the app splits shared expenses evenly. Invited members do not need Pro.

Is the app available in English?

Yes. The app is available in Vietnamese and English, and it supports other currencies besides the Vietnamese dong.

Is there an Android or desktop version?

Not yet. Sổ Thu Chi is only available on iPhone with iOS 18 or later.